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Why Should You
Rent-To-Own with ZSmart
Enjoy the best brands on any budget, without having to rely on credit. Yeah, you can do that.
So Much Better Than Credit
As a consumer with many options when it comes to shopping, we know the choices can be overwhelming. When it comes to renting furniture, appliances, computers, electronics,tires and smartphones, ZSmart Furniture is your best choice. ZSmart Furniture does not require credit. We do not lock you into long contracts. You may cancel anytime. *
ZSmart Furniture is a resource for whether you need us to temporarily replace a washer that’s in the repair shop, or would like to rent-to-own your kid’s laptop for college, we are always here to help.
See for yourself how ZSmart Furniture gives you freedom, flexibility and buying power that a credit card simply can’t.
No credit needed to get the best brands.
Never borrow, simply pay as you go on your way to ownership.
Pay weekly, bi-weekly, semi-monthly or monthly.
There’s never a long-term Obligation. Once you stop paying or you own it, you’re done.
Never build up debt; you can stop anytime you want. Or pay off early and get a discount on the remaining total cost.
We also report to the credit bureau to help build up your credit score.
Service is included at no extra cost. **
Freeze payments whenever you need; ** pick back up when you’re ready.
Upgrade to newer products and technology as often as you want. **
VS
CREDit
Your approval depends on your credit rating.
You’re borrowing money from a bank.
Interest payments may be higher based on credit rating.
You’ll be paying on the interest years after you pay off the actual product.
The interest keeps growing, so you go deeper into debt the longer you pay.
Fall behind and damage your credit, which results in higher interest rates.
Have to buy additional service/warranty plan, or pay for repairs out of pocket.
Have to keep paying until it’s completely paid off.
Stuck paying for products regardless of whether you still want/use them.
Choose the payment option that works for you with no credit needed and no growing interest!
See The No-Hassle Guarantee
No Credit Needed
No long-term contract
New Flex Pay programs, Own it Quicker
Rent-To-Own Benefits
Pay a little at a time
You’re never stuck with a product you don’t want
Rent-To-Own No-Hassle
It’s all about YOU
Delivery, service and more included at no extra charge**
